How it works
Forward the letter
Forward your layoff notice or severance letter to your Talent Risk inbox.
Instant analysis
We check your rights under the WARN Act, severance terms, final pay, and benefit continuation.
Your action plan
A numbered, step-by-step plan: what to do first, what to watch out for, and when to get legal help.
What we analyse
Severance package
Is the severance offer reasonable for your role, tenure, and industry? We compare against market norms.
WARN Act compliance
Did your employer give the required 60-day notice? We check WARN Act and state-level requirements.
Separation agreements
If there's a separation agreement with a release of claims, we explain what you'd be signing away.
Final pay & PTO
Are they paying out your unused PTO? Is your final paycheck correct? We check the details.
Timeline & deadlines
Key deadlines: filing for unemployment, COBRA enrollment, any statute of limitations on claims.
When you need a lawyer
If we spot anything that genuinely needs legal expertise — discrimination, whistleblower protections, complex claims — we'll tell you clearly.
Frequently asked questions
Is this legal advice?
No. Talent Risk provides analysis and guidance, not legal advice. If your situation needs a lawyer, we'll tell you explicitly and explain why.
What if I've already signed something?
Forward it anyway. We can still tell you what you agreed to and flag any ongoing obligations.
How quickly do I need to act?
Severance offers often have acceptance deadlines. COBRA enrollment is within 60 days. The sooner you forward the notice, the more time you have to make good decisions.
Is this included in my membership?
Yes. Your membership includes 2 layoff analyses per year. This covers most people's needs — layoffs are thankfully rare.